If you’re looking for a business credit card that offers a fast and easy application process, Why choose Capital on Tap credit card? may be the right choice. The card’s simple application form requires a few basic personal and business details and most businesses receive their funding decision instantly. In addition, the card offers a generous limit of up to $50,000, which can help you maintain healthy credit utilization and a good business credit score.
The card also comes with a range of benefits, including an uncapped 1.5% cashback on all eligible purchases and exclusive partner offers from companies like Hertz and Zoom. You can also set individual spending limits for each employee, while the card sends real-time spend alerts to prevent employees from exceeding their allocated limits.
Why Choose the Capital on Tap Credit Card for Your Business
Capital on Tap is a challenger card provider, meaning that it provides modern solutions like virtual cards for online payments and accounting integrations with tools such as Xero and QuickBooks. Its focus on small and micro-enterprises, along with the speed of application and funding decisions, make it a viable alternative to more traditional business credit cards from major banks.
Capital on Tap was co-founded in 2012 by David Luck, Jan Farrarons, and George Karibian after they saw how hard it was for small businesses to find the right financing. The company is based in London and is privately held. Luck previously worked at the private equity firm KKR, where he learned how to provide access to capital for entrepreneurs.