Comprehensive car insurance Engine Rev Up is an optional add-on to most state-required liability policies. It covers damage from non-collision events, such as theft, animal collisions and weather. However, it does not cover maintenance costs or other types of damage that may be due to normal wear and tear. This coverage can also be paired with collision insurance to offer full-coverage protection on your car.
What is auto comprehensive?
If you’re leasing or financing a vehicle, your lender will likely require you to carry comprehensive coverage. It’s almost always worth the money to have this extra protection against unexpected incidents that can occur while driving, especially if your car is new or expensive.
Insuranceopedia Explains Comprehensive Insurance
There are several things to consider when deciding whether or not to purchase comprehensive auto insurance. Some of the biggest factors include your location, how high or low your coverage limits are, and the deductible amount you’re willing to pay for the policy. Additionally, you should always check your state’s laws to ensure you’re getting the right amount of coverage.
To calculate how much your premium would be with and without comprehensive coverage, start by finding out how much your vehicle is worth. You can use a resource such as Kelley Blue Book or your insurance company’s online portal to get the most accurate estimate. Then, subtract your deductible from that number to see the maximum value you’d get if you were to file a claim.